A propos de ProCredit Bank Congo

ProCredit Bank opère en RDC depuis 2005. Son objectif est de faciliter l'accès aux services bancaires à tous, et de financer les petites, moyennes et grandes entreprises congolaises. Elle propose une gamme complète de services innovants et adaptés. Nos opérations sont régies par des principes-clés : nous préconisons la transparence dans notre communication avec notre clientèle et nous offrons des services qui sont basés sur une compréhension détaillée de la situation spécifique de chaque client et une analyse financière. Cette approche responsable nous permet de construire une relation à long terme avec nos clients basée sur une confiance mutuelle.

Nos opérations avec les entreprises se concentrent sur les petites, moyennes et grandes entreprises. En effet, nous sommes convaincus que ces entreprises créent le plus grand nombre d'emplois et apportent une contribution essentielle aux économies dans lesquelles elles opèrent. En facilitant les dépôts et autres services bancaires et en investissant des ressources substantielles dans l'éducation financière, nous visons à promouvoir la culture de l'épargne et un sens de responsabilité qui peuvent aider à apporter une plus grande stabilité et sécurité aux ménages ordinaires.

Nos procédures sont simples et efficaces. Elles assurent un service clientèle professionnel, rapide et de qualité. Nos actionnaires privilégient une rentabilité économique satisfaisante dans la durée, plutôt que la maximisation des bénéfices à court terme. Nous investissons énormément dans la formation de notre personnel pour créer un environnement de travail agréable et efficace, et fournir à nos clients un service professionnel et convivial.


Conseil d'Administration

The Board of Directors has attracted directors who have shown great commitment and enthusiasm in involving themselves in the affairs of the Bank and who have demonstrated the spirit and ethos of the organization. The Directors have supervised the delivery of dramatic growth over the years, with the Bank continuing to deliver strong financial performance.

The Board has provided leadership to the Bank to become an all inclusive bank providing accessible and affordable financial services and in the process generating great shareholder value. All Board members are vetted before appointment to take into account professional qualifications, integrity and track record.

The Board also conducts a self evaluation exercise in keeping with highest international standards. The evaluation focuses on the role and responsibility of the Board, structure, composition, functions and processes, information, meetings among other critical areas.

The Board has established seven Board committees to assist in guiding the direction of the bank. These are Audit, Credit, Risk management & ALCO, Governance, Nominations and Staff Remuneration, Tendering & Procurement, Strategy & Investment, Executive Committees. All the committees are governed by charters setting out their mandates and authority.

David R.ANSELL
Non-Executive Chairman

Mr. Ansell holds a Bachelor’s degree in Mathematics from the University of North Carolina at Wilmington, another Bachelor’s degree in Finance from the Thunderbird Graduate School of International Management and an Advanced Management Degree (AMP) from the Wharton School of Business. David R. Ansell also serves as the Vice Chairman of Equity Group Holdings Limited; Chairman of the Board of Directors of Equity’s Group 100% owned subsidiary in Tanzania and Equity Investment Bank Ltd. During his working career from 1968-2001; he served in various assignments at Citibank in the Emerging Markets, including 16 years in Africa. His last assignment before retiring was as President of Citibank Russia. From 1989-1991, Mr Ansell left Citibank and served as Managing Director and the first CEO of Ecobank Transnational Inc, located in Lome, Togo, but he rejoined Citibank thereafter.

Celestin MUKEBA MUNTUABU
Managing Director

Mr. Mukeba holds a Master degree in Business Administration and Management from the Protestant University in Congo. Besides his training in leadership, he also holds a degree in Banking Administration from ProCredit Academy – Germany. Prior to joining the banking sector, he worked with the International Training Center, a consulting cabinet specialized in the training of business executives in internal audit and strengthening of the systems of internal control of companies. Celestin is a Permanent Secretary and clerk trainer at the International Training Center. He was at PriceWaterHouseCoopers (PWC) in 2006. Since he joined the Bank in 2006, he has contributed in building this institution by implementing tools of internal control corresponding to the German standard (MaRisk) and by restructuring its activities after the financial crisis. He has held various top level positions in ProCredit Bank Congo including Deputy CEO (2008 – 2014).

Philip SIGWART
Executive Director

Mr. Sigwart holds a Master’s degree in Economics from the University of St. Gallen (HSG) in Switzerland and a Master’s in International Management from the Community of European Management Schools. He is a specialist of MSME banking in transition and developing countries. Prior to joining Equity Group he was the Executive Chairman of ProCredit Bank in the DR Congo, CEO of ProCredit Bank Kosovo, Chairman of the Kosovo Banking Association and CEO of ProCredit Bank Georgia. He started his career as a bank adviser with the Russia Small Business Fund of the European Bank for Reconstruction and Development.

Dr Mark SCHWIETE
Non-Executive Director

Dr. Schwiete holds a Bachelor of Business Administration, a Master of Arts in Economic Studies and a Ph.D. in Economics on the topic of financial sector reform in Eastern Europe from the Friedrich-Alexander-University in Nürnberg. In 1984 Dr. Schwiete began his professional career with Hypo-Bank (Mortgage Bank) in Germany. In late 1997, he joined Dresdner Bank in Frankfurt, serving for three years as the Senior Economist for country risk analysis in the Emerging Markets Division of the bank. His post combined professorial and Public Relations duties with methodological work on the improvement of country risk analysis. In January 2001, Dr. Schwiete joined KfW where he held various positions in the MENA region as well as the Eastern European department all with a clear focus on financial sector development. Since April 2014 he has been heading the division for energy and financial sector in the Eastern Africa department. He represented KfW in various boards, a.o. Access Microfinance Holding, ADVANS, Global Microfinance Facility and was in the Supervisory Board of the Micro Finance Bank of Azerbaijan for several years. He is currently also Board Member of Access Bank Tanzania as well as the Progression Eastern African Microfinance Equity Fund.

Bhartesh SHAH
Non-Executive Director

Bhartesh holds an MBA from the University of Warwick and a Bachelor of Science (Hons.) in Banking and Finance from Loughborough University. He has over 20 years of experience in banking industry with multiple financial institutions in various capacities and in different locations globally. Bhartesh has in-depth experience in the financial services industry covering corporate finance, corporate banking, transaction banking, wealth management, bancassurance, product management and retail banking. He previously worked for Midland Bank (HSBC), UK; Standard Chartered Bank, Kenya, Botswana and Singapore; and Citibank, Africa. Bhartesh’s immediate former roles were Head of Retail Banking SCB Kenya and East Africa and Head of Digital banking, Africa and CEO of Standard Chartered Investment Services. Bhartesh joined Equity Bank in 2015. Bhartesh is married with two children.

WolfGang BERTELSMEIER
Non-Executive Director

Mr. Wolfgang holds a degree in Business Administration from Frankfurt University. He also has a degree in banking. He further attended executive education courses at Harvard Business School, INSEAD and Stanford University. He worked initially for Deutsche Bank, then DEG and was thereafter recruited by the World Bank in 1976. In 1990 he transferred to IFC where he was responsible for West and Central Africa, later Vietnam, followed by Brazil and finally Europe. Since retiring in 2009, he has held various Board Directorships primarily in financial institutions in Europe, Asia and Africa, as well as infrastructure and hospitality companies in Africa.

Jean-Claude TSHIPAMA
Non-executive Director

Mr.Tshipama holds an Executive Masters in Business Administration (MBA) from McGill University’s Desautels Faculty of Management and HEC-Montreal. He has a Masters degree in Business Administration and Management from the Protestant University in DR Congo. He is the Chief Executive Officer of Zympala North America, an international clothing brand inspired from Africa. Mr. Tshipama has extensive experience in Business Development, Distribution, Telecommunications and Pay TV industry working in Africa and North America. He was the Commercial Director of Celtel in the DRC, Director of Sales and Distribution in the Caribbean and Pacific regions at Digicel Group and Director in charge of 19 African countries at Microsoft Corporation. Most recently, he was the Managing Director of Canal in the DRC from 2012 to 2016.

James MWANGI, CBS
Non-executive Director

Dr. Mwangi holds five Honorary doctorate degrees in recognition of his contributions to the Kenyan society. He holds a Bachelor of Commerce degree and is a Certified Public Accountant. James has been honoured twice with Presidential national awards; he was vested the First Class Chief of the Order of the Burning Spear (CBS) national decoration-the highest presidential award to a civilian, for outstanding contribution in economic development as well as the Moran of the Burning Spear. He was named the World Entrepreneur of the Year by Ernst & Young in 2012, the Forbes Africa Person of the year in 2012 and is a holder of the 2007 Global Vision Award. He was also recognized as the 2015 Ai40 CEO of the year at the 8th Annual Africa Investor (Ai) CEO Investment Summit held in New York .He is currently the Chairman of Kenya’s Vision 2030 Delivery Board charged with the responsibility of ensuring Kenya becomes a middle income country with global high standards of living by the year 2030. He serves on several international bodies as an advisor. He is a Board member of the Africa Leadership Academy in South Africa, the Global Alliance for Food Security and Nutrition among others and is the Chancellor of Meru University College of Science and Technology. He has wide experience in the banking industry and inclusive finance.

Mary WAMAE
Secretary to the board

Mrs. Wamae holds a Master’s degree in Leading Innovation and Change from York St. John University UK, a Bachelor of Laws degree from the University of Nairobi, Diploma in Law from the Kenya School of Law. She is a Certified Public Secretary (Kenya) and member of The Institute of Certified Public Secretaries of Kenya (ICPSK), Law Society of Kenya and the Kenya Section of International Commission of Jurists. She is a graduate of Advanced Management Programme (Strathmore - IESE Business School, Barcelona Spain). She is an Advocate of the High Court of Kenya and holds a Post Graduate Diploma in Gender and Development and has over 14 years private legal practice experience. She joined Equity in 2004.